New York Paycheck Calculator
Calculate your new york paycheck calculator: net pay after FICA, federal and New York state income tax — official tables, updated yearly.
A $5,000 monthly gross in New York (single, standard W-4) takes home about $3,974.58 after FICA, federal and state taxes.
How to Use This Calculator
- Enter your gross pay for one pay period.
- Choose your pay frequency (weekly, biweekly, semi-monthly or monthly).
- Select your filing status (single or married filing jointly).
- Choose whether you are a NYC resident.
The Formula
Net pay = gross pay − FICA − federal income tax withholding − New York state income tax. FICA is 6.2% (Social Security, up to the wage base) + 1.45% (Medicare). Federal withholding uses the IRS percentage method on annualized wages minus the standard deduction. New York uses graduated income tax brackets on your taxable income.
FICASocial Security 6.2% + Medicare 1.45%FederalPercent method, W-4 standard, 2026 bracketsStateState income tax: graduated brackets (2025 data)Worked Example: $5,000 Monthly in New York
For a $5,000 monthly gross (single, standard W-4): FICA + federal withholding + state tax leave an estimated net pay of $3,974.58 — about 79% of your gross.
Take-Home Pay by Monthly Gross (Single)
| Monthly gross | Filing status | Estimated net pay | Take-home % |
|---|---|---|---|
| $3,000 | Single | $2,477.58 | 83% |
| $5,000 | Single | $3,974.58 | 79% |
| $8,000 | Single | $5,971.19 | 75% |
Estimates use official tax tables; your W-4 choices and pre-tax deductions change the result.
Quick Tips
- Check your W-4: the filing status you choose here should match Step 1 of your W-4.
- Pre-tax deductions (401k, health insurance) lower your taxable income — enter your gross AFTER those deductions for a closer estimate.
- New York updates its tax tables yearly; the sources below show the exact rates used and when they were accessed.
Frequently Asked Questions
How much is take-home pay in New York?
Take-home pay is your gross pay minus FICA (Social Security 6.2% + Medicare 1.45%), federal income tax withholding and New York state income tax. For a $5,000 monthly gross (single, standard W-4) the estimate is $3,974.58.
What is the New York income tax rate?
State income tax: graduated brackets (2025 data) Source: official tax tables (accessed 2026-08-07).
Does the calculator include Social Security and Medicare?
Yes — FICA is applied at 6.2% for Social Security (up to the annual wage base) and 1.45% for Medicare. The 0.9% Additional Medicare surtax applies on wages over $200,000 (single).
Why might my real paystub differ?
This estimate assumes a standard W-4 with no adjustments. Pre-tax deductions (401k, health insurance, FSA), dependents, Step 2/3/4 W-4 entries, and local taxes change the result.
Does the New York calculator include NYC tax?
Yes — select 'NYC resident' to add the New York City resident income tax (3.078%–3.876% brackets).